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 Being a native Texan, Jeff grew up in Cypress, just northwest of Houston. Being the youngest of four children, as well as the only son, his parents taught the children strong Christian and family values. Jeff considers his dad, who was a minister for the Lutheran church, one of his most valued mentors. While growing up, they lived a very modest lifestyle, doing without many of the “extras” in life due to the limited income that most pastors have.   Upon graduating from Cy-Fair High School, he attended Texas A&M University achieving his certification as a professional firefighter and paramedic. During his firefighting career, he and his wife, Cecilia, were married in 1987. Several years in the fire service and four children later, it soon became obvious, that in order to provide for his family and still have time to spend with them, it would be necessary for a career change.   Jeff studied for and achieved his insurance license in 1997 and began a career helping companies with their employee benefits. Through continued education and certifications, he began helping people with their Medicare insurance options. As a result of the professional way he helped his clients, and the relationships he built with them, many began requesting his help with retirement income planning.    Today, not only is he helping families planning their retirement income, he has also successfully passed the Series 65 Investment Advisers Law Exam and is a Registered Investment Adviser Representative.   As a retirement planner, Jeff’s primary focus is to help families reach their retirement financial goals. As a diligent professional with expertise in the retirement process, he believes in taking the extra time and care needed to help his clients navigate life’s biggest retirement hurdles with ease. He always goes above and beyond to find the best strategy for each client and offers his clients the most cutting-edge retirement planning strategies available anywhere in the nation.   When Jeff isn’t helping others reach their financial goals, he enjoys spending time with his family, serving in his church, and enjoying the outdoors.